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About Us


Since 2006, our company has been providing funding for small to medium size businesses. Through multiple funding programs, our company has earned a 95% approval rate by securing funding for all type of businesses throughout the nation. Being a one stop shop we also provide merchant services and have been in the credit card processing industry since 1999. Our company has earned the trust of thousands of business owners throughout the years. We strive for transparency and integrity. Our business’s core values makes it easy for customers to come back to us.

Business Cash Advance

This product was designed to provide fast and easy financing for business owners for any use such as buy equipment, payroll, inventory, pay taxes, working capital – no restriction as to how you can use the money. Most businesses whether large or small heavily rely on small business financing to help meet a lot of their business needs. Business owners who need money for their business are unable to get it from the bank because the bank’s requirements are stiff. The process can take as little as 24 hours.

A merchant cash advance allows you to borrow against future earnings to access capital today. Merchant cash advances are funded much more quickly than other forms of financing, making a lifesaver for businesses in need of fast access to financing. Having a poor credit score will not be a major issue when qualifying for this type of financing.

Cash advance loans are just one of the many financing options available to small business owners who need cash quickly. Talk to SFS to learn more about cash advance rates, and find the best business loan for your specific terms and needs. A merchant cash advance is not a loan

How a merchant cash advance works

A merchant cash advance allows a business to borrow against its future earnings. Unlike other business loans, collateral is not typically required to start a merchant cash advance, which means you can receive funds in as little as 24 hours.

Line of Credit

A business line of credit is ideal for repeat cash flow needs. Businesses have access to the approved amount whenever they need it, which makes it great for those unexpected expenses. Only pay for what you use

Credit lines up to $250,000

No prepayment penalties

Payment Frequency – fixed daily, weekly or monthly payments withdrawn from business bank account on file

Payment terms – Amortization can be from 3-18 months – Term may reset every time you draw capital.

Invoice Factoring

Invoice factoring, also known as accounts receivables factoring, allows businesses to turn pending invoices into immediate funds

Turn unpaid invoices into cash

Credit lines up to $10 million

Fund only the invoices you want

No long-term contracts

Rate as low as 0.25% per week

Approval as fast as 24 hours

Easy access to capital on outstanding 30, 60 or 90 day invoices

Asset Based Loan

Asset based loans are based on company assets that are used as collateral to secure business financing. This allows you to borrow based on company assets on an ongoing basis to cover expenses or investments.

Loan amounts starting at $50,000 and range up to 10 million

Loan terms starting at 6 months ranging up to 36 months

Payment frequency – fixed daily, weekly or monthly payments

Commercial Real Estate Loan

A loan to help finance the purchase, development, or repair of land, buildings, offices, and other commercial properties.

Loan amounts starting at $75,000 and range up to 2 million

Loan terms starting as low as 5 years ranging up to 20 years

Payment frequency – Monthly payments

Equipment Financing

If you do not want to purchase an equipment you can lease it which will allow you to make equipment upgrades easy,

Time in business – 1 Year

Minimum Fico score 600Monthly revenue $20,000Interest rate – As low as 7.5%Loan term 1-5 years

Loan amount $5,000 – 5 million

Time to funds – as fast as 24 hours

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